11 Essential Questions You Need To Ask Before Financing Your Brewery

There are a few things you need to think about when financing your business. To begin with, you'll need to have a clear idea of your start-up costs. This includes everything from the cost of brewing equipment to the price of ingredients and packaging. You'll also need to have a realistic estimate of how much money you'll need to keep your brewery running on a month-to-month basis. Once you have a good understanding of your costs, you can start exploring different financing options. One option is to take out a loan from a bank or other financial institution. Another option is to seek investment from venture capitalists or angel investors. Whatever route you decide to take, be sure to do your research and make sure you're making the best decision for your brewery.

There's no such thing as a stupid question, especially if you consider applying for brewery finance. Asking as many questions and getting as much info as possible before you start investing is vital. Here's an idea of some things you can think about to determine whether finance is the right option for you. 

• What was the original brewing capacity in barrels or gallons per batch?

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• How many batches of beer do you produce in a typical month or year?

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• Do you sell bottled beer? If so, how much does it cost to bottle, package and label it?

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• How much does the average brewing ingredient (hops, barley etc.) cost?

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• What’s your average utility bill for a typical month?

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• As a percentage of actual sales… how many kegs, bottles, or cans do you sell?

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• What’s a typical price that you can sell the kegs and cans for?

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• How much are your overheads when it comes to paying brewers, bartenders, servers, and other staff monthly?

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• How much are your regular rent or mortgage repayments?

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• How much do you have to pay for taxes per beer you sell?

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• When financing my brewery, are there any other costs or expenses I should know about?

If you think about the answers to these questions and decide to go ahead with funding, apply now here to speak to one of our expert account managers and see where we can take your business.